Health insurance in Orlando, in your language

If you live in Orlando, Kissimmee or anywhere in Central Florida and you've been putting off health insurance, this page is for you. I'll tell you what people actually pay around here, which hospitals are in which network, and how I enroll you without you having to fight with HealthCare.gov.

Sources: county-level Marketplace enrollment data and population census.

If you're Puerto Rican, this matters to you

Central Florida has one of the largest Puerto Rican communities outside the island, and I run into the same misunderstanding over and over: people who don't enroll because they think their immigration status prevents it.

If you were born in Puerto Rico, you are a U.S. citizen. You qualify for the Marketplace and the federal subsidy exactly like someone born in Orlando. No extra step, no special paperwork, no risk.

I say it because I've seen families go years without coverage over a doubt that takes thirty seconds to clear up.

The hospitals here and the networks

Two systems dominate Central Florida: AdventHealth y Orlando Health. Between them they cover almost the whole region — Orlando Health Regional Medical Center is, in fact, the largest hospital in Florida.

Here's the detail that costs a lot of people dearly: not every plan includes both systems. You can buy the cheapest plan on the Marketplace and find out in January that your longtime pediatrician, or the hospital ten minutes away, is out of network.

Before you enroll with me we check your doctors and your hospital one by one. It's free, and it's the step that prevents the most grief.

Want the full statewide picture? Read the Florida guide, with the available carriers, the 2027 increases and the enrollment calendar.

General information, not legal or tax advice. Figures reflect the latest published data and may change. Omar Mendoza, licensed agent — NPN 21726482. I serve Orlando, Central Florida and the rest of Florida.